DIAMOND LEGACY INSURANCE

The best car insurance plan has a lot of factors to detrmine which is best for you. Diamond Legacy Insurance can help you explore your options to see which is best.

State-minimum liability coverage is the cheapest type of car insurance. Liability-only insurance is $1,333 cheaper on average than a full-coverage policy.

Every mile that a car is driven adds up, and eventually gets divided by the number of years since the car was manufactured. That number is known as the car's annual mileage. So if your 2011 Subaru Outback has 200,000 miles on it by 2021, its annual mileage is 20,000 miles.

Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy.

Liability coverage: Protects you if you cause damage to others and/or their stuff. Collision coverage: Covers your car if you hit another car, person or non-moving object. Comprehesive: Protects your car from things other than liability and collision, like theft, vandalism, fire, severe weather, hitting something other than a car, etc.

Having car insurance is required by law in most states. If you are at fault in a car accident, the auto liability coverage required on your car insurance policy helps pay for covered losses, such as the other party's medical bills and damage to their vehicle or other property that results from the accident.